»» CCS Overview | CCS Architecture
Overview
ESP-Link™/CCS provides an integrated environment to effectively manage single or multi-institution credit card issuing and acquiring operations. CCS aids to gain complete control over all aspects of credit card operations, from defining revolving credit products and acquiring cardholders and merchants to authorizing and processing credit and payment transactions. CCS allows you to manage risk by supporting multi-level approval criteria for cardholder acceptance, offering issuers complete flexibility in targeting and acquiring new customers.
Benefits
Manage Risk
Streamline Operations
Target Product Specific Markets
Customer Service Excellence
Respond in real time to Business needs
Salient Features
Comprehensive reporting and real-time transaction processing
Interface to plastic encoding/embossing systems and secure PIN generation hardware
Create multiple card products, families and accounts
Support Multiple currencies for product differentiation
Get instant updates to hot lists and warning bulletins for lost cards
Request upgrades, transaction tracing, statement explanations and on-line applications for products
Access on-line card production of renewals, re-issues and replacements
Interface external systems
Accommodate international debit and credit networks
Set up collection agencies & executive information systems
Range of Services Management
Administration
Set up and control operating policies for institutions, card families, product accounts, user fees, exchange rates and commissions, and general ledger accounts.
Support daily operations for end-of-day (EOD) posting, cycle cut-off, end-of-month, statement and reporting production processes.
Credit Control
Access credit history for approvals, card renewals. Improve risk management with on-line direct access to data for issuers and merchants.
Collections
Manage and control collection through automated steps and collection agent activities, ensuring effective and efficient tracking.
Advanced Fraud Control
CCS identifies possible fraud conditions during the EOD process for pre-defined fraud situations, enabling control of fraud risk at cardholder and merchant levels.
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