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Architecture
ESP-Link™/CCS provides an online, real-time interface from host banking applications, to a proprietary network via ESP-Link™/Transaction Management Engine (the CCS “Front End” in stand-alone installations) or via full integration with your ESP-Link™/FTS network, and, by extension, to local and foreign networks (Plus, Cirrus, etc.).
ESP-Link™/CCS also includes off-line interfaces to Visa, MasterCard, and Diners. Other off-line batch interfaces, which accommodate off-line processing and exchange information from retail banking, general ledger, and other host systems are also available.
The open systems architecture of ESP-Link™/CCS means that interfaces to external systems or outsourcing operations, such as international debit and credit networks, collection agencies, and executive information systems can be easily accommodated.
ESP-Link™/CCS solutions suite helps the institutions in meeting the new challenges of financial industry.
On-Line Interfaces
For authorizations, transaction processing, and administrative messages
Host Banking Applications
Proprietary Network
Local and International Networks
Off-Line Interfaces
Visa BASE II
MasterCard INET, SAFE, MATCH
Diners
Local Network
Host Banking Applications
Features
The card management features of ESP-Link™/CCS Credit Card Solution handles all aspects of card issuing, including:
Product definition and maintenance
Credit application processing and acceptance
Interface to card embossing/encoding and PIN generation hardware
Plastic embossing and encoding performed to proprietary or international standards
Maintenance of master card, account, card-account relationships, and customer information files
Customer service functions
Card management and account/line of credit management
Transaction processing
Statement cycle processing and statement production
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