Electronic Switching Platform: ESP-Link™ Alpha Banking Solutions (ABS)
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Overview
Bevertec’s advanced Alpha Banking Solutions, ESP-Link Suite ABS, is built to deliver the sophisticated functional capability that is required by financial institutions today.
ESP-Link Suite ABS is directed at the intermediate to large financial institutions, including national and community banks, trust companies, savings & loans and financial institutions. The product has been designed to compete with full function retail banking products around the world and is intended to meet the needs of innovative and competitive retail financial institutions. It has an underlying technical architecture that allows great flexibility in choice of hardware and operating system software platforms and the ability to interface to a range of other financial and data base products.
ABS Component
ESP-Link Suite ABS consists of four major components and several complementary modules. The major components are the retail banking transaction processing, financial accounting, network interfaces management and management reporting and analysis.
The system provides a full function capability to handle all of the customer record keeping and transaction processing, financial accounting and reporting required by a financial institution to conduct its business. The financial processing is integrated with the banking capability in a way that every transaction that occurs in the banking system results in an entry being captured for subsequent posting to the general ledger.
Banking Performance
Banking Performance provides unique relationship banking, advanced product definition, and flexible product pricing features.
- Customer Relationship Management
- Advanced Product Definition
- Custom Pricing
- Loan Origination
- Loans and Mortgages Management
- Registered Products and Annuity Products
- Teller Support Facilities
- Customer Correspondence
- Management and Ad Hoc Reporting
- Online Help
Financial Performance
The Financial Performance system provides the full financial information needed to effectively manage your financial institution.
- Identify and rank revenue contribution by products and by customers
- Display potential revenue impact of new products
- Analyze customers by activity, product usage and revenue
- Assess product penetration by market group
- Track employee and unit productivity
- Assess opportunities and effectiveness of cross selling
Management Performance
With the Management Performance system’s query and reporting capabilities, managers can access data and build reports to help make strategic planning, budgeting and marketing decisions.
- Identify and rank revenue contribution by products and by customers
- Display potential revenue impact of new products
- Analyze customers by activity, product usage and revenue
- Assess product penetration by market group
- Track employee and unit productivity
- Assess opportunities and effectiveness of cross selling
Multi Channel Network Performance
The Network Performance feature of RBS allows the same business code to be accessed from all delivery channels.
- Interfaces to Shared Cash and Point of Sale networks
- Interfaces to Financial/Banking networks
- Allows financial institutions to customize telephone messages and promotions
- Inherent and optional security and confidentiality controls
- Provides telephone “Access from Anywhere” banking services to customers – from the office, the airport, the hotel, the home, the supermarket – 24 hours per day, seven days per week
- Supports account inquiries, fund transfers, loan mortgage and line of credit payments, bill payments, fax statements and confirmations, check ordering, etc.
- Provides comprehensive analysis of remote service usage for further service planning and pricing
- Enables financial institutions to reach new customers by extending service hours and expanding their geographical coverage